Umpiring

What Happens When Appraisers Don't Agree

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Just like in baseball, an insurance umpire is a neutral third-party who runs the appraisal panel.

If you've read our page about insurance appraisals, then you understand how we can represent you in that process. But what if you already have an appraiser and they're unable to resolve your claim with the insurance company's appraiser? Both appraisers will have to turn to a third party to resolve the dispute.

Florida State Public Adjusters, Inc. has several insurance umpires who do exactly this: settle appraisals fairly and without bias when the two appraisers can't come to an agreement.

To prevent bias, neither you nor the insurance company can directly hire an umpire for your appraisal. So how do we get hired for appraisals? And why are advertising these services at all?

After both your and your carrier each hire an appraiser, the first thing those appraisers do is agree on an umpire. The umpire isn't called in or hired unless the appraisers really can't come to an agreement. And the umpire is agreed upon before anything else in case negotiations between your appraiser and the carrier's become...heated.

If you believe that Florida State Public Adjusters, Inc. could provide you the resolution you're looking for, suggest to your appraiser that they add our firm to their umpire list. If you're an appraiser looking to add knowledgeable and professional umpires to your umpire list, or if you've seen our name on an umpire list and are considering selecting us, reach out to our national headquarters at (561) 267-2681 to discuss any questions you may have about us and our standard operating procedures regarding umpiring.