Public Adjusters in Palm Beach County
What Makes Palm Beach County's Insurance Problems Unique?
Palm Beach County has some of the highest cost-of-living in the state (and the country). This includes incredibly high insurance premiums. Much of this is argued around extreme wind and flooding risks to coastal developments, but it can also be attributed to insurance claims being dragged out into more expensive ordeals.
As insurance claims get denied, delayed, or underpaid, the need for alternative dispute resolution (such as litigation or mediation) increases. These for-profit companies make more money by not paying claims, so an unscrupulous carrier could potentially decide that their best course of action is to give you a rough time and hope you go away.
But you're paying your ever-increasing insurance premiums for a reason. If you need to file a claim, shouldn't you want to get what you're owed? What can you do to get your dollar's worth from your insurance policy?
WE'RE YOUR PALM BEACH COUNTY PUBLIC ADJUSTERS
Unlike the insurance companies' adjusters, Florida State Public Adjusters, Inc. works directly for you. Our licensure in Florida requires training and experience above and beyond what your carrier's field adjusters need to obtain, and we only use our knowledge and skills to help policyholders like you. In Palm Beach County, all of our public adjusters are fully licensed and bonded, so you can trust that our team has the skills necessary to fight for your rights and stand up to even the state's most aggressive insurance companies.
We thoroughly review everything documented by the insurance company’s adjusters to ensure no details have been underestimated or omitted. Even small differences can lead to significant discrepancies in coverage. For instance, flood damage typically requires separate flood insurance, so insurance companies may attempt to categorize various damages as flood-related. Our public adjusters throughout Palm Beach County are experts at distinguishing between flood damage and damage caused by wind or hail.
Our documentation can help support an appeal against your insurance company’s decisions. Just like hiring a lawyer signals that you won’t be easily taken advantage of, having a public adjuster on your side demonstrates to insurance companies that you’re backed by professional expertise. As a result, when our public adjusters negotiate or file appeals on your behalf, insurance carriers are often more inclined to take your claim seriously and offer fairer, faster settlements.
Public adjusters play a vital role in ensuring property owners’ interests are fully represented. Choosing the right public adjuster is as important as selecting the right doctor or lawyer — you need someone skilled and professional, but also approachable and trustworthy. At Florida State Public Adjusters, Inc., we go beyond merely calculating figures. We thoroughly evaluate and document your property damage, keeping you informed every step of the way with clear communication so you always understand your situation.
Free Document Reviews, Free Inspections, No Obligation.
Our public adjusters are committed to assisting you throughout Palm Beach County. That’s why we work with you to explore your options before you make any commitments.
We provide a range of complimentary services, including claim reviews, policy evaluations, document assessments, and inspections. No matter what documentation you have, we’re happy to review it and offer our professional opinion — completely free and with no obligation. Share only what you’re comfortable with, but the more information you provide, the better equipped our team will be to help you.
We are happy to review any documentation you provide. However, the most valuable and detailed information usually includes:
- Policy Details: Your complete insurance policy or declarations page.
- Damage Evidence: Photographs, videos, or other records of property damage.
- Repair Estimates: Invoices or assessments from contractors or repair companies.
- Correspondence: Communications with your insurance carrier, including emails and letters.
- Adjuster Reports: Estimates, reports, findings, and adjusters worksheets from the insurance company’s field adjusters and other inspectors.
Reach out to us today at (561) 778-5678 to learn more about how we can help with your insurance claim!
Areas We Service Include:
- Belle Glade
- Boca Raton
- Boynton Beach
- Delray Beach
- Greenacres
- Kings Point
- Lake Worth Beach
- Lantana
- Loxahatchee Groves
- Jupiter
- North Palm Beach
- Palm Beach
- Palm Beach Gardens
- Palm Springs
- Riviera Beach
- Royal Palm Beach
- Tequesta
- The Acreage
- Wellington
- West Gate
- West Palm Beach
p: (561) 778-5678