Services
PUBLIC ADJUSTING
Florida State Public Adjusters, Inc. is a public adjusting firm servicing all of Florida that will handle the entire claims process from start to finish, making sure you get the money you're owed so you can fix your home and move on with your life. We specializes in quantifying and presenting damaged property, contents, and inventory, as well as investigating additional living costs and business loss income.
From filing your claim, to preparing your proof of loss, to guiding the carrier's inspectors throughout the property, to even litigation support, we are local claims examiners who do it all so you don't have to. We even provide free inspections and consultations so that anyone can benefit from an expert opinion without imposing a financial burden.
INSURANCE APPRAISALS
If your carrier invokes an appraisal clause in your policy, you might not be sure where to go from there. Why won't your insurance company just pay you? Why are they bringing in this different resolution method? And why, all of a sudden, do you have to hire an appraiser to represent you?
Insurance appraisals can be confusing if you're not experienced with them, so your priority should be calling an insurance appraiser who understands the appraisal process and how to get your home to pre-loss condition. Retaining a Florida State Public Adjuster to represent you in appraisal can often lead to favorable settlements and larger claim checks.
INSURANCE UMPIRING
Appraisal can be a great way to negotiate to get homeowners, landlords, tenants, property managers, and business owners to pre-loss condition, no more, no less. But the process requires that both appraisers can come to an agreement. What if they can't shake hands? What if they don't get along? Does appraisal end poorly for either party?
When two appraisers can't get along, they can bring on a third appraiser (called an umpire) to help achieve a faster and fairer resolution to the appraisal process. Florida State Public Adjusters, Inc. provides insurance umpiring services anywhere in Florida, from Miami to Jacksonville, from Boynton Beach to Fort Myers, from Naples to Vero Beach, and down the I4 corridor from Orlando to Tampa.
For the best insurance umpiring to protect your property, recommend to your appraiser that they give Florida State Public Adjusters, Inc. a call.
CLAIMS ESTIMATES
When your home or business is damaged, neither you nor your carrier may know exactly how much work needs to be done to restore your property to pre-loss condition. But we write estimates for insurance claims almost every single day. These estimates are often used as the foundation of the proof of loss forms your carrier may request you fill out. (Don't worry! Our public adjusters prepares clients' proof of loss forms for them!)
No matter the cause of loss, bringing on a public adjuster for your property claim who can accurately evaluate your damages is one of the most important steps in getting you the fair and full settlement that you deserve.
LOSS CONSULTANCY
Some cases don't actually call for a public adjuster! Maybe you've had to file suit against your carrier and your attorney needs somebody to handle the grunt work necessary for strengthening your case. Maybe your loss is extremely large and it's difficult to work with a dozen different contractors with your insurance company breathing down your neck. Maybe you're fighting someone other than your insurance company (such as your HOA or a contractor's liability insurance) and you need help that public adjusters usually can't provide on these types of cases. Or maybe you have a large-scale commercial claim with a lot of moving parts and need someone to run the show.
Florida State Public Adjusters, Inc. has experience as loss consultants on everything from homes to businesses to condo associations. Your Florida State Public Adjuster knows how to work with attorneys, contractors, and carriers in Florida and Colorado to do anything for your claim that no one else can.
3D MODELING
The most powerful tool in getting the most out of your claim is being able to capture your damages in a way that shows the carrier exactly what happened. Florida State Public Adjusters, Inc. has Matterport technicians within our ranks, and we can create a detailed 3D model of the interior and exterior of your home. This is an incredibly powerful tool that can help maximize your claim settlement.
3D modeling with Matterport is so powerful that we are finding use for it outside the insurance industry! Matterport helps homeowners and realtors sell houses, businesses like to show customers how it feels to be in their stores, and property managers request Matterport 3D models to attract tenants. If you have any want or need to take your home or business into the virtual space, claim or no claim, we have you covered.