Hurricanes. Specifically, Hurricane Ian in 2022 and Hurricane Milton in 2024. Florida's Gulf Coast used to be pretty safe from hurricanes, as most hurricanes that hit Florida formed over the Atlantic Ocean and hit our east coast. But as average ocean temperatures rise, conditions for tropical storm development are more favorable in the Gulf of Mexico, resulting in an unprepared Fort Myers area getting slammed repeatedly with dangerous, destructive, and expensive storms.

And if your home or business was damaged from an event such as a hurricane, fire, or plumbing issue, the stress often continues as you deal with the insurance company. Parsing through the insurance contract is often a complicated process, with confusing terminology. There’s also the pressure of needing to complete your insurance policy obligations quickly to ensure your claim is approved. Of course, you're expected to do all of this timely in a potentially-unlivable home while your carrier delays your claim again and again.

Chances are, you or someone you know has dealt with an insurance company nightmare. Maybe the carrier tested your patience with long delays and slow responses, blaming the hurricane for taking two weeks to reply to one email. Perhaps you paid for all the repairs and your carrier won’t fully reimburse you. In some cases, they may flat-out deny your claim for some reason known only to them.

Ideally, your insurance carrier should treat you fairly when you file a claim. In reality, you may not always be prioritized the way you deserve. This is when our public adjusters in Fort Myers becomes a valuable asset.