At Florida State Public Adjusters, Inc., we represent you — not the insurance carrier. Our licensure in Florida requires rigorous training and experience, ensuring we meet the highest standards in the industry. Serving the Daytona area, our public adjusters are fully licensed and bonded, providing you with the confidence that we have the expertise needed to effectively advocate for your rights. We're unafraid to stand up to even the largest insurance companies, and we have winning records against every major carrier in the state.

We understand the deadlines that both you and your carrier are expected to meet, and we also know how to pressure your insurance company to stop delaying your claim and start mailing checks. In fact, there are quite a few ways to move deadlines sooner to expedite your case!

For example, your carrier has 60 days to make a coverage decision, starting from when the claim is filed. But if you fill out, sign, get notarized, and submit a proof of loss to your carrier (even if they don't request one), the coverage deadline changes to 30 days after you submit the proof of loss. If you submit one within the first 30 days of the claim, you can force the carrier to make a decision on your claim sooner!

These forms can be complicated and tricky, but Florida State Public Adjusters, Inc. has a team of professionals that completes your proofs of loss for you and move the carrier's deadline up, forcing them to expedite your claim. Depending on your claim's unique circumstances, we can fill out these forms lightning-fast and move deadlines up.

Our firm's current record is held by our president, Jacob Moss, who was able to write an estimate, get the proof of loss fully completed, and submit it to the homeowner's insurance company less than two hours after the claim was filed! Their carrier hadn't even assigned a desk adjuster to the claim yet, and they had to do their entire investigation within 30 days. (The first check for this particular case was mailed out by the carrier on day 9 of the claim.)

There's so much more that Florida State Public Adjusters, Inc. can do to reduce your stress about meeting deadlines or wondering if your carrier will meet theirs. Proofs of loss are the ones that you're most likely to see in the Daytona Beach area, but our experience has created reliable methods of expediting inspections, documentation requests, and your check getting mailed.